Woodbine GM is happy to offer affordable car financing options to all our customers across Etobicoke and the Greater Toronto Area. Whether you're after a new or used vehicle, we pride ourselves on providing a seamless, stress-free car-buying experience. With help from our experienced finance team, you can pay off amazing new models through a car loan with monthly payments that work with your budget.
Financing a vehicle lets you get behind the wheel of your dream car without breaking the bank, and we're dedicated to helping you find a solution that fits your financial needs, whether you have good, bad, or no credit!
Vehicle Financing Made Easy
Everyone should have the opportunity to drive a car they're happy with, whether it's a brand-new model or a pre-owned option. With our any-credit financing options, your credit history won't be a hindrance to achieving that goal.
At Woodbine GM, we aim to empower clients with bad-credit car loans and offer personalized financing solutions that meet your unique needs. Contact us today and find out why customers all over the GTA trust Woodbine GM for their car financing. Use our payment calculator and see how much you can finance, then speak to a representative today to get pre-qualified for a loan!
How to Apply for New Car Financing
Even if your credit history isn't perfect, our application process for new car financing is as stress-free as can be. Our sales advisors are here to help you find the Buick, Chevrolet, or GMC model that fits your lifestyle and needs. From there, you'll sit down with our financing professionals to work out a plan that fits your budget. We'll walk you through every step of the credit application and answer any questions that you might have.
How to Apply for Used Car Financing
Woodbine GM also offers a wide selection of used models from a range of makes, with used auto loans to help you drive home in one. We offer good and bad credit financing for used cars, allowing you to find a pre-owned vehicle that fits your lifestyle and budget.
Our sales advisors will help you pick out your favourite options, before our financing department works with you to tailor a financing plan around your budget. We'll help you fill out the credit application and ensure there are no concerns or questions on your end.
Should I Buy or Lease?
At Woodbine GM, we are committed to finding affordable automotive options for all our customers, whether you're looking to buy or lease a vehicle. No matter what your credit score is, we believe that there is a financing solution that will work for you. To learn more about whether or not you should buy or lease, be sure to check out our guide to find out what might work best for you.
Stress-Free Trade Evaluations
In addition to car loans, Woodbine GM also offers a simple and quick vehicle trade-in service. Whether you want to sell us your vehicle for cash, or use it to help pay for a new upgrade, we're here to help. When you finance a new vehicle, your trade-in can lead to massive savings on your monthly payments!
Our trade-in specialists have an in-depth knowledge of the current market, ensuring we give you a fair and competitive price for your used vehicle. You can trust us to give you a great offer on your trade-in, making it even easier to drive home in your dream car.
Understanding Your Credit History
One of the key steps in applying for car financing is understanding your credit information. Your credit score can significantly impact your financing options, interest rates, and monthly payments. But don't sweat it if your credit isn't perfect. At Woodbine GM, we're here to guide you through the process and find a solution that works best for you.
Whether you have good, bad, or no credit, our lenders have different interest rate options to suit your specific circumstances. We can facilitate the loan application process, ensuring a smooth, stress-free experience. The first step is getting pre-qualified.
Why Choose Woodbine GM
Woodbine GM is the premier source for car financing solutions in Etobicoke. We offer a simple approval process, an extensive inventory of new and used vehicles, fair interest rates from trusted lenders, and an experienced finance team that knows all the ins and outs of car financing. No matter what your credit history looks like, we're here to help.
Want to learn more? Check out our dealership on Rexdale Boulevard! Our dedicated team will answer any questions you might have, explain different financing options, and help you find the best solution for your needs. Start your car ownership journey here and let us help you get ready for the road.
Frequently Asked Questions
Figuring out the world of car financing can be a tricky process. Luckily, we've got clear, concise answers to your most pressing questions.
How long will it take for me to get financing approval?
At Woodbine GM, we prioritize processing your car financing request as quickly as possible. Usually, our customers get approval within one or two days, although this can depend on individual circumstances.
What kind of interest rates do you offer?
The interest rates at Woodbine GM are dependent on several factors, such as the type of car you’re financing, the length of your financing term, and your credit status. We always aim, however, to offer rates that work with your budget. Contact us today to find our your rate.
What’s the best duration to finance a car?
Choosing the terms for your car financing depends on your personal preferences. A longer term might work well if you want lower monthly payments, but if you can handle higher payments and want to save on interest, you might want to opt for a shorter term. It’s all about striking a balance that fits your budget, which our team is happy to help with.
Can I pay off my financing early?
Most often, our car financing options at Woodbine GM are an open-loan deal, meaning you can clear it ahead of time if you like. By doing so, you save on interest. Check with our finance department to find out the terms and conditions of your specific loan.
Can I apply for a car loan if I’ve recently declared bankruptcy?
Woodbine GM offers car financing options even if you’ve recently gone through bankruptcy. Our finance team will work with you to figure our the best financing solution for bankruptcy or any bad-credit car loans.
Can first-time buyers apply for car financing?
We welcome first-time car buyers and newcomers to Canada at Woodbine GM. Our helpful financing team is ready to walk you through the car financing process and answer any questions you might have.
At Woodbine GM, we prioritize processing your car financing request as quickly as possible. Usually, our customers get approval within one or two days, although this can depend on individual circumstances.
The interest rates at Woodbine GM are dependent on several factors, such as the type of car you’re financing, the length of your financing term, and your credit status. We always aim, however, to offer rates that work with your budget. Contact us today to find our your rate.
Choosing the terms for your car financing depends on your personal preferences. A longer term might work well if you want lower monthly payments, but if you can handle higher payments and want to save on interest, you might want to opt for a shorter term. It’s all about striking a balance that fits your budget, which our team is happy to help with.
Most often, our car financing options at Woodbine GM are an open-loan deal, meaning you can clear it ahead of time if you like. By doing so, you save on interest. Check with our finance department to find out the terms and conditions of your specific loan.
Woodbine GM offers car financing options even if you’ve recently gone through bankruptcy. Our finance team will work with you to figure our the best financing solution for bankruptcy or any bad-credit car loans.
We welcome first-time car buyers and newcomers to Canada at Woodbine GM. Our helpful financing team is ready to walk you through the car financing process and answer any questions you might have.